1. Agreement and Acceptance

By accessing or using the Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the Services. These Terms constitute a binding legal agreement between you and Camelcorn Inc, the company operating Goldsand ("Company," "we," or "us").

2. Nature of Services (Non-Custodial)

Interface Only. Goldsand provides a software interface that facilitates your interaction with decentralized finance ("DeFi") protocols and third-party service providers. We do not control these protocols.

Non-Custodial. Goldsand is a non-custodial wallet provider. We do not have possession, custody, or control of your private keys or assets. You retain full control and responsibility for your digital assets at all times. We cannot recover your funds if you lose your private keys or access credentials.

No Fiduciary Duty. We are not an investment adviser, broker-dealer, exchange, or bank. No fiduciary relationship or duty exists between you and Goldsand.

3. Eligibility

You must be at least 18 years old. You represent that you are not: (a) located in, under the control of, or a national or resident of any country subject to U.S. sanctions (e.g., Cuba, Iran, North Korea, Syria, Russia, Crimea); or (b) identified as a "Specially Designated National" by the OFAC. You may not use the Services on behalf of a legal entity without express authority.

4. Geographic Restrictions

Services are currently available in 48 U.S. states and D.C. (excluding New York and Alaska). You affirm you are a resident of a permissible jurisdiction. Non-U.S. residents are restricted to on-chain stablecoin deposits/withdrawals only.

5. Third-Party Integrations & Transfers

Fiat On/Off Ramps. Fiat transfers are facilitated by third-party regulated partners (e.g., Astra, Bridge). Goldsand does not transmit money. By using these features, you agree to the terms of these third-party providers (e.g., Astra, Bridge). We are not responsible for their performance or compliance.

ACH Authorization. By linking a bank account and initiating a transfer, you electronically authorize us (or our third-party processor) to debit or credit your account via the Automated Clearing House (ACH) network. You acknowledge that this authorization will remain in full force and effect until you provide written notification to cancel it in such time and manner as to afford us and the financial institution a reasonable opportunity to act on it.

DeFi Protocols. When you "earn yield," you are interacting with third-party smart contracts (e.g., Uniswap). Goldsand calculates and displays estimated APY based on protocol data, but we do not guarantee rates or returns. Returns are variable and determined by the underlying protocol, not Goldsand.

6. Fees

Goldsand may charge a platform fee (e.g., an annualized percentage of assets managed through the interface) which is deducted from protocol rewards before they are reflected in your balance. We reserve the right to update our fee structure with 30 days' notice. Network fees ("gas") mandated by the blockchain are your responsibility.

7. Risk Disclosures & No Insurance

NO INSURANCE. DIGITAL ASSETS HELD IN YOUR WALLET OR DEPOSITED IN PROTOCOLS ARE NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC), SECURITIES INVESTOR PROTECTION CORPORATION (SIPC), OR ANY OTHER GOVERNMENT AGENCY. YOU MAY LOSE THE TOTAL VALUE OF YOUR ASSETS.

Protocol Risk. DeFi protocols are subject to smart contract bugs, exploits, and failure. You could lose all funds deposited into a protocol.

Stablecoin Risk. Assets like USDC are issued by private entities. There is a risk they may de-peg from the USD or become insolvent.

Regulatory Risk. Legislative and regulatory changes or actions at the state, federal, or international level may adversely affect the use, transfer, exchange, and value of digital assets.

8. User Responsibilities

You are solely responsible for: (a) maintaining the security of your device and wallet credentials; (b) all activity under your account; and (c) determining tax obligations. Goldsand is not liable for unauthorized access resulting from your failure to secure your device or keys.

9. Disclaimer of Warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND. GOLDSAND DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT GUARANTEE THAT THE SERVICES WILL BE ERROR-FREE, SECURE, OR AVAILABLE AT ALL TIMES.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, GOLDSAND SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR GOODWILL, OR THE COST OF SUBSTITUTE SERVICES. IN NO EVENT SHALL GOLDSAND'S TOTAL LIABILITY EXCEED THE GREATER OF (A) THE AMOUNT OF FEES YOU PAID TO US IN THE 12 MONTHS PRIOR TO THE CLAIM, OR (B) $100.

11. Dispute Resolution & Arbitration

Binding Arbitration. Any dispute arising out of these Terms shall be resolved by binding arbitration conducted by JAMS in Los Angeles, California, under its Streamlined Arbitration Rules.

Class Action Waiver.YOU AGREE TO BRING CLAIMS ONLY IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.

Jury Trial Waiver. YOU WAIVE THE RIGHT TO A TRIAL BY JURY.

12. Modifications

We may modify these Terms at any time. Material changes will be effective 30 days after posting or notification. Continued use of the Services after changes constitutes acceptance.

13. Electronic Communications

You consent to receive all communications, agreements, and notices electronically (via email or in-app).

14. Entire Agreement

These Terms constitute the entire agreement between you and Goldsand regarding the Services and supersede all prior agreements.

15. Contact

Questions about these Terms, Goldsand, or Camelcorn, Inc. should be directed to [email protected]